Salaries after tax / England, Wales and Northern Ireland
£18,000 after tax
Short answer
On £18,000 a year you take home £16,482.08 in 2026/27: £1,373.51 a month or £316.96 a week, after £1,084.00 income tax and £433.92 National Insurance.
England, Wales and Northern Ireland share these figures in 2026/27. £18,000 in Scotland
| 2026/27 | Year | Month | Week | Day | Hour |
|---|---|---|---|---|---|
| Gross pay | £18,000.00 | £1,500.00 | £346.15 | £69.23 | £9.23 |
| Income tax | £1,084.00 | £90.33 | £20.85 | £4.17 | £0.56 |
| National Insurance | £433.92 | £36.16 | £8.34 | £1.67 | £0.22 |
| Take-home pay | £16,482.08 | £1,373.51 | £316.96 | £63.39 | £8.45 |
Tax code 1257L, paid monthly, worked out the way payroll does. Days are a fifth of a week, hours are 37.5 a week. Income tax and NI take 8.4% of the pay, and 28% of the next £1,000.
With a pension or student loan
| With | Take-home |
|---|---|
| With a 5% pension (net pay) | £1,313.51 a month |
| With a Plan 2 student loan | £1,373.51 a month |
| With a 5% pension and a Plan 2 loan | £1,313.51 a month |
Income tax by band
| Taxable pay | Tax |
|---|---|
| £5,420 at 20% | £1,084.00 |
Questions
How much is £18,000 after tax?
£16,482.08 a year, £1,373.51 a month or £316.96 a week in 2026/27, on tax code 1257L with no pension or student loan.
These figures, from an API
Take-home pay for any salary, pension and student loan, in your software.