Salaries after tax / Hourly rates

£21.00 an hour after tax

£21.00 an hour for 37.5 hours a week is £40,950.00 a year. You take home £33,006.08 in 2026/27: £2,750.51 a month, or £16.93 for each hour worked.

2026/27YearMonthWeekDayHour
Gross pay£40,950.00£3,412.50£787.50£157.50£21.00
Income tax£5,674.00£472.83£109.12£21.82£2.91
National Insurance£2,269.92£189.16£43.65£8.73£1.16
Take-home pay£33,006.08£2,750.51£634.73£126.95£16.93

Tax code 1257L, paid monthly, worked out the way payroll does. Days are a fifth of a week, hours are 37.5 a week. Income tax and NI take 19.4% of the pay, and 28% of the next £1,000.

With a pension or student loan

WithTake-home
With a 5% pension (net pay)£2,613.99 a month
With a Plan 2 student loan£2,664.51 a month
With a 5% pension and a Plan 2 loan£2,527.99 a month

Income tax by band

Taxable payTax
£28,370 at 20%£5,674.00

Questions

How much is £21.00 an hour after tax?

£16.93 an hour, £2,750.51 a month or £33,006.08 a year in 2026/27, working 37.5 hours a week with no pension or student loan.

These figures, from an API

Take-home pay for any hourly rate, pension and student loan, in your software.