Salaries after tax / Hourly rates

£12.00 an hour after tax

£12.00 an hour for 37.5 hours a week is £23,400.00 a year. You take home £20,370.08 in 2026/27: £1,697.51 a month, or £10.45 for each hour worked.

2026/27YearMonthWeekDayHour
Gross pay£23,400.00£1,950.00£450.00£90.00£12.00
Income tax£2,164.00£180.33£41.62£8.32£1.11
National Insurance£865.92£72.16£16.65£3.33£0.44
Take-home pay£20,370.08£1,697.51£391.73£78.35£10.45

Tax code 1257L, paid monthly, worked out the way payroll does. Days are a fifth of a week, hours are 37.5 a week. Income tax and NI take 12.9% of the pay, and 28% of the next £1,000.

With a pension or student loan

WithTake-home
With a 5% pension (net pay)£1,619.51 a month
With a Plan 2 student loan£1,697.51 a month
With a 5% pension and a Plan 2 loan£1,619.51 a month

Income tax by band

Taxable payTax
£10,820 at 20%£2,164.00

Questions

How much is £12.00 an hour after tax?

£10.45 an hour, £1,697.51 a month or £20,370.08 a year in 2026/27, working 37.5 hours a week with no pension or student loan.

These figures, from an API

Take-home pay for any hourly rate, pension and student loan, in your software.