> On £31,000 a year in England you take home £25,842.04 in 2026/27: £2,153.50 a month, after £3,684.00 income tax and £1,473.96 National Insurance.

Web version: https://checktakehomepay.co.uk/salary/31000 · Last updated: 2026-10-09

[Salaries after tax](https://checktakehomepay.co.uk/salary) / England, Wales and Northern Ireland

# £31,000 after tax

Short answer

On £31,000 a year you take home £25,842.04 in 2026/27: £2,153.50 a month or £496.96 a week, after £3,684.00 income tax and £1,473.96 National Insurance.

England, Wales and Northern Ireland share these figures in 2026/27. [£31,000 in Scotland](https://checktakehomepay.co.uk/salary/31000/scotland)

| 2026/27 | Year | Month | Week | Day | Hour |
| --- | --- | --- | --- | --- | --- |
| Gross pay | £31,000.00 | £2,583.33 | £596.15 | £119.23 | £15.90 |
| Income tax | £3,684.00 | £307.00 | £70.85 | £14.17 | £1.89 |
| National Insurance | £1,473.96 | £122.83 | £28.35 | £5.67 | £0.76 |
| Take-home pay | £25,842.04 | £2,153.50 | £496.96 | £99.39 | £13.25 |

Tax code 1257L, paid monthly, worked out the way payroll does. Days are a fifth of a week, hours are 37.5 a week. Income tax and NI take 16.6% of the pay, and 28% of the next £1,000.

## With a pension or student loan

| With | Take-home |
| --- | --- |
| With a 5% pension (net pay) | £2,050.17 a month |
| With a Plan 2 student loan | £2,141.50 a month |
| With a 5% pension and a Plan 2 loan | £2,038.17 a month |

## Income tax by band

| Taxable pay | Tax |
| --- | --- |
| £18,420 at 20% | £3,684.00 |

## Questions

### How much is £31,000 after tax?

£25,842.04 a year, £2,153.50 a month or £496.96 a week in 2026/27, on tax code 1257L with no pension or student loan.

## These figures, from an API

Take-home pay for any salary, pension and student loan, in your software.

[Get an API key](https://checktakehomepay.co.uk/login)[Read the quickstart](https://checktakehomepay.co.uk/docs/quickstart)