> £18.00 an hour for 37.5 hours a week is £35,100.00 a year. You take home £28,794.08 in 2026/27: £2,399.51 a month or £14.77 an hour.

Web version: https://checktakehomepay.co.uk/hourly/18 · Last updated: 2026-10-09

[Salaries after tax](https://checktakehomepay.co.uk/salary) / Hourly rates

# £18.00 an hour after tax

Short answer

£18.00 an hour for 37.5 hours a week is £35,100.00 a year. You take home £28,794.08 in 2026/27: £2,399.51 a month, or £14.77 for each hour worked.

| 2026/27 | Year | Month | Week | Day | Hour |
| --- | --- | --- | --- | --- | --- |
| Gross pay | £35,100.00 | £2,925.00 | £675.00 | £135.00 | £18.00 |
| Income tax | £4,504.00 | £375.33 | £86.62 | £17.32 | £2.31 |
| National Insurance | £1,801.92 | £150.16 | £34.65 | £6.93 | £0.92 |
| Take-home pay | £28,794.08 | £2,399.51 | £553.73 | £110.75 | £14.77 |

Tax code 1257L, paid monthly, worked out the way payroll does. Days are a fifth of a week, hours are 37.5 a week. Income tax and NI take 18% of the pay, and 28% of the next £1,000.

## With a pension or student loan

| With | Take-home |
| --- | --- |
| With a 5% pension (net pay) | £2,282.51 a month |
| With a Plan 2 student loan | £2,357.51 a month |
| With a 5% pension and a Plan 2 loan | £2,240.51 a month |

## Income tax by band

| Taxable pay | Tax |
| --- | --- |
| £22,520 at 20% | £4,504.00 |

## Questions

### How much is £18.00 an hour after tax?

£14.77 an hour, £2,399.51 a month or £28,794.08 a year in 2026/27, working 37.5 hours a week with no pension or student loan.

## These figures, from an API

Take-home pay for any hourly rate, pension and student loan, in your software.

[Get an API key](https://checktakehomepay.co.uk/login)[Read the quickstart](https://checktakehomepay.co.uk/docs/quickstart)