> £12.00 an hour for 37.5 hours a week is £23,400.00 a year. You take home £20,370.08 in 2026/27: £1,697.51 a month or £10.45 an hour.

Web version: https://checktakehomepay.co.uk/hourly/12 · Last updated: 2026-10-09

[Salaries after tax](https://checktakehomepay.co.uk/salary) / Hourly rates

# £12.00 an hour after tax

Short answer

£12.00 an hour for 37.5 hours a week is £23,400.00 a year. You take home £20,370.08 in 2026/27: £1,697.51 a month, or £10.45 for each hour worked.

| 2026/27 | Year | Month | Week | Day | Hour |
| --- | --- | --- | --- | --- | --- |
| Gross pay | £23,400.00 | £1,950.00 | £450.00 | £90.00 | £12.00 |
| Income tax | £2,164.00 | £180.33 | £41.62 | £8.32 | £1.11 |
| National Insurance | £865.92 | £72.16 | £16.65 | £3.33 | £0.44 |
| Take-home pay | £20,370.08 | £1,697.51 | £391.73 | £78.35 | £10.45 |

Tax code 1257L, paid monthly, worked out the way payroll does. Days are a fifth of a week, hours are 37.5 a week. Income tax and NI take 12.9% of the pay, and 28% of the next £1,000.

## With a pension or student loan

| With | Take-home |
| --- | --- |
| With a 5% pension (net pay) | £1,619.51 a month |
| With a Plan 2 student loan | £1,697.51 a month |
| With a 5% pension and a Plan 2 loan | £1,619.51 a month |

## Income tax by band

| Taxable pay | Tax |
| --- | --- |
| £10,820 at 20% | £2,164.00 |

## Questions

### How much is £12.00 an hour after tax?

£10.45 an hour, £1,697.51 a month or £20,370.08 a year in 2026/27, working 37.5 hours a week with no pension or student loan.

## These figures, from an API

Take-home pay for any hourly rate, pension and student loan, in your software.

[Get an API key](https://checktakehomepay.co.uk/login)[Read the quickstart](https://checktakehomepay.co.uk/docs/quickstart)